Haar & Woods, LLP has litigated insurance coverage disputes on behalf of both insurers and insureds. That experience includes first party and third party coverage issues arising under environmental, property, construction, directors and officers, general liability and professional liability policies. In 2017, in a case of first impression, the firm obtained an opinion from the Missouri Supreme Court enforcing the absolute pollution exclusion in a general liability policy. Our attorneys also assist clients in the investigation, negotiation and settlement of coverage disputes prior to litigation.

For more information regarding our insurance coverage practice, please contact Lisa Pake at 314-241-2224 or Ms. Pake has over thirty years of experience handling coverage matters and has been recognized by Law and Politics as a Missouri-Kansas Super Lawyer in the area of insurance coverage, by Chambers USA 2020, and by Best Lawyers in America in Commercial Litigation. She is a Fellow of the American College of Coverage Counsel, which includes preeminent lawyers in the field of insurance law.


  • Represented major liability insurer in obtaining enforcement of the pollution exclusion by the Missouri Supreme Court

  • Represented major utility in litigation with property and liability insurers and obtained indemnity for several hundred million dollars of damage to facility and properties

  • Represented attorneys seeking coverage for malpractice claims under professional liability policies

  • Represented major commercial airline in investigating insurance coverage issues arising out of environmental cleanups at airport sites across the country 

  • Represented contractor in coverage dispute under builders’ risk policy over structural failure of building under construction

  • Represented insurers in actions litigating coverage under general liability policies for defense and indemnity of asbestos, lead poisoning and other environmental personal injury and property damage claims

  • Represented excess insurer in action by national retailing corporation seeking coverage under pension liability policy for multimillion dollar class action settlement

  • Represented liability insurer of tobacco manufacturer litigating coverage of multiple personal injury claims against the tobacco industry